Your Medical Benefits

Eligibility

All non-union salaried or hourly Lakeside Industries, Inc. employees who are regularly scheduled to work at least 20 hours per week are eligible for coverage on the first day of the month coinciding with or following date of hire.

Quick Overview

Lakeside offers a high deductible health plan (HDHP) administered by Healthcare Management Administrators (HMA) and Express Scripts (ESI), and in most cases, a company contribution to a Health Savings Account (HSA) through HSA Bank.

Helpful Resources

Contribution Schedule

Lakeside pays the full cost of your coverage.

 

Carrier Information

HMA

To search the provider network:
accesshma.com/find-a-provider

  • In WA, OR, ID, and UT: Blue Shield network
  • In other states: PHCS/MultiPlan Network

Your Prescription Drug Benefits

Eligibility

All Lakeside Industries, Inc. employees, spouses, and children who are enrolled in the Lakeside medical plan.

Quick Overview

Lakeside provides prescription drug coverage with Express Scripts (ESI).  If you enroll in the Lakeside medical plan you automatically get prescription drug coverage.

ESI’s “price a drug” tool will tell you if your medication is covered, what the cost is and if there are alternatives available.  Log in to your ESI member portal or mobile app to access the tool.

The plan pays 100% for certain FDA-approved contraceptives and preventive medications.

You can fill prescriptions at retail pharmacies or through the ESI home delivery program.

Specialty medications must be filled through Accredo Specialty Pharmacy.

Helpful Resources

To search the drug formulary
www.express-scripts.com

You will be asked to provide your Express Scripts ID number (look for it on your HMA ID card).

Download the Express Scripts mobile app to order refills, check your order status, price medications, view your claims, access your virtual ID card.

Contribution Schedule

Included with your medical coverage.

Carrier Information

Express Scripts
1-800-925-9145

https://www.express-scripts.com/

Your Telemedicine Benefits

Eligibility

All Lakeside Industries, Inc. employees, spouses, and children who are enrolled in the Lakeside medical plan are eligible.

Quick Overview

Lakeside employees and their family members have access to telemedicine through Health Advocate’s partnership with MeMD. You can connect with a medical provider online and receive personalized treatment, 24/7. A telemedicine visit with MeMD only costs you $35, so it’s much cheaper than going to the doctor’s office or urgent care.

Telemedicine is also covered on the Health Savings Plan with HMA for enrolled Lakeside employees and family members.  With in-network providers the plan pays 80% after deductible; you pay 20%.

Helpful Resources

Contribution Schedule

Included with your medical coverage.

Carrier Information

MeMD

Simply log in to your HealthAdvocate member website and click “Telemedicine” (under “Health”) to be connected.

Your HSA Benefits

Eligibility

If you enroll in Lakeside’s Health Savings Plan, you are generally eligible to make and receive HSA contributions. To be eligible, you must have no other disqualifying health coverage, and you cannot be claimed as a dependent on another person’s tax return.

Quick Overview

The HSA is part of Lakeside’s medical plan – the Health Savings Plan.

An HSA is a tax-advantaged savings account used to pay for qualified health care expenses of the account beneficiary or the account beneficiary’s spouse or dependents. It must be paired with a high deductible health plan (HDHP).  HSA Bank is the custodian of our HSA.

Helpful Resources

Contributions

Lakeside will contribute to your HSA based on your participation in the wellness program.

You can contribute to your HSA as well.

Carrier Information

HSA Bank

www.hsabank.com

Client Assistance Center (for members):
English: 800-357-6246
Spanish: 866-357-6232
Available 24 hours a day, 7 days a week

Your HealthAdvocate Benefits

Eligibility

All Lakeside Industries, Inc. employees, spouses, and children who are enrolled in the Lakeside medical plan are eligible.

Quick Overview

Health Advocate is your one-stop access point to get the information you need, quickly and easily. Simply call Health Advocate – you don’t need to remember any other benefit contact information! A Personal Health Advocate will be able to assist you with any healthcare and insurance-related issues or will route you directly to the appropriate benefit contact.

Here is how the Personal Health Advocates can help you:

  • Find the right doctors, hospitals, and other healthcare providers
  • Explain complex medical conditions, research and locate the latest treatments
  • Coordinate care and schedule follow-up visits, facilitate second opinions, transfer X-rays and medical records
  • Clarify benefits
  • Resolve claim issues and negotiate billing for out-of-network claims
  • Assist with Medicare questions

Helpful Resources

Contribution Schedule

Lakeside pays the full cost of the Health Advocate advocacy services.

 

Carrier Information

Your Wellness Benefits

Eligibility

All Lakeside Industries, Inc. employees and spouses who are enrolled in the Lakeside medical plan are eligible.

Quick Overview

The Lakeside Industries Wellness Program, brought to you by Health Advocate, can help you improve your health and well-being—plus, you can earn rewards by participating in healthy activities!

Lakeside’s 2024 HSA contribution will depend on your and your spouse’s participation in the 2022-2023 wellness program.

Helpful Resources

Contribution Schedule

Lakeside pays the full cost of the wellness program.

 

Carrier Information

Your Dental Benefits

Eligibility

All non-union salaried or hourly Lakeside Industries, Inc. employees who are regularly scheduled to work at least 20 hours per week are eligible for coverage on the first day of the month coinciding with or following date of hire.

Quick Overview

We offer a dental plan with Delta Dental of Washington. You may see any licensed provider, but you will pay less out-of-pocket when you see a PPO or Premier provider.

Helpful Resources

Contribution Schedule

Lakeside pays the full cost of your coverage.

 

Carrier Information

Delta Dental of Washington

https://www.deltadentalwa.com/

If you have questions regarding your dental benefits plan, please call or email our Customer Service Department at:

800-554-1907

For the most current listing of Delta Dental Participating Dentists, visit our online directory at www.deltadentalwa.com

Your Vision Benefits

Eligibility

All non-union salaried or hourly Lakeside Industries, Inc. employees who are regularly scheduled to work at least 20 hours per week are eligible for coverage on the first day of the month coinciding with or following date of hire.

Quick Overview

We offer a $200 vision reimbursement benefit to eligible employees and their dependents.  The benefit is per covered person and resets every calendar year (on January 1).  Unused balances do not carry over to the next year.

You can use the reimbursement benefit for your annual eye exam, prescription glasses, and/or prescription contact lenses. You can see any licensed provider.

Helpful Resources

You must submit your claim within 90 days from the date you received the service to be eligible for reimbursement.

Contribution Schedule

You pay the vision provider directly and then submit a reimbursement form and receipts to Lakeside Human Resources for reimbursement.

Your EAP Benefits

Eligibility

All Lakeside Industries, Inc. employees are eligible for coverage on the first day of the month coinciding with or following date of hire.

Quick Overview

We provide an Employee Assistance Program (EAP) with Health Advocate. The EAP offers short-term counseling and support for a range of personal, relationship, financial, and work/life problems. You have access to five in-person sessions with a counselor per issue per year, at no cost.  If meeting in-person doesn’t work for you, you can access confidential video and text-based counseling with a mental health counselor using your computer, tablet or smartphone.

Helpful Resources

Contribution Schedule

Lakeside pays the full cost of your coverage.

Carrier Information

HealthAdvocate
1-866-799-2691

https://www.healthadvocate.com

Your FSA Benefits

Eligibility

All non-union salaried or hourly Lakeside Industries, Inc. employees who are regularly scheduled to work at least 20 hours per week are eligible for coverage on the first day of the month coinciding with or following date of hire.

Quick Overview

A flexible spending account (FSA) allows you to set aside money on a pre-tax basis to pay for qualified out-of-pocket health and dependent/day care expenses. Putting money in an FSA helps you save by reducing your taxable income and therefore, reducing your taxes. HSA Bank administers the FSA.  We offer three types of FSAs:

  1. Dependent care FSA
  2. General purpose health care FSA
  3. Limited purpose health care FSA

Helpful Resources

Contribution Schedule

This is an employee-paid benefit.  Your election will be evenly deducted from your paycheck, pre-tax, throughout the plan year.

Carrier Information

HSA Bank

www.hsabank.com

Client Assistance Center (for members):
English: 800-357-6246
Spanish: 866-357-6232
Available 24 hours a day, 7 days a week

Your Life Insurance Benefits

Eligibility

All non-union full-time Lakeside Industries, Inc. employees who are regularly scheduled to work at least 30 hours per week are eligible for coverage on the first day of the month coinciding with or following date of hire.

Quick Overview

We provide a basic life insurance and accidental death and dismemberment (AD&D) insurance with The Hartford.  Life insurance pays your beneficiary a benefit in the event of your death and AD&D insurance pays a benefit if your death results from an accident or if you are severely injured in an accident.

Helpful Resources

Contribution Schedule

Lakeside pays the full cost of your coverage.

 

Carrier Information

The Hartford
Group Benefits Division, Customer Service
P.O. Box 2999
Hartford, CT 06104-2999

1-800-523-2233

thehartford.com

Your LTD Benefits

Eligibility

All non-union full-time Lakeside Industries, Inc. employees who are regularly scheduled to work at least 30 hours per week are eligible for coverage on the first day of the month coinciding with or following date of hire.

Quick Overview

We provide long term disability (LTD) insurance with The Hartford.  If you meet the definition of disability, the LTD plan will pay you a benefit for each month that you are unable to work due to a non-work-related disabling condition.

Helpful Resources

Contribution Schedule

Lakeside pays the full cost of your coverage.

 

Carrier Information

The Hartford
Group Benefits Division, Customer Service
P.O. Box 2999
Hartford, CT 06104-2999

1-800-523-2233

thehartford.com

Your Retirement Benefits

Eligibility

All non-union salaried or hourly Lakeside Industries Inc. employees who work for us at least 90 days and are 21 years of age are eligible to enroll in the Plan on the next entry date.  (January 1, April 1, July 1, October 1)

Helpful Resources

Carrier Information

Empower Retirement
www.empowermyretirement.com

Participant Information Center: 1-855-756-4738

Your Travel Assistance Benefits

Eligibility

All non-union full-time Lakeside Industries, Inc. employees who are regularly scheduled to work at least 30 hours per week are eligible for coverage on the first day of the month coinciding with or following date of hire.

Quick Overview

We provide you access to Generali Global Assistance, Inc. Travel Assistance and ID Theft Protection Services through our partnership with The Hartford.  This service offers you and your dependents medical, travel, legal, and financial assistance services 24 hours a day, 365 days a year.

Helpful Resources

Carrier Information

The Hartford

Call: 1-800-243-6108
Collect from other locations: 202-828-5885

Travel Assistance Identification Number: GLD-09012

thehartford.com

Your Additional Benefits

Eligibility

All non-union full-time Lakeside Industries, Inc. employees who are regularly scheduled to work at least 30 hours per week are eligible for coverage on the first day of the month coinciding with or following date of hire.

Quick Overview

We provide you access to EstateGuidance® Will Services from ComPsych® through our partnership with The Hartford.  It helps you create a simple, legally binding will quickly and conveniently online, saving you the time and expense of a private legal consultation.

Helpful Resources

Carrier Information

The Hartford
1-800-411-7239

estateguidance.com/wills
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